What is included
- Pension calculation on your real contribution bases
- Comparison of at least two retirement dates
- Preparing and filing the application
Retiring at the best possible moment
First consultation, viability study and quote:
Free until 5 January 2027
Tell us about your case
We calculate your pension on your real contribution bases, compare retirement dates and file the application.
In short
Retirement pension: calculation and application. We calculate your pension on your real contribution bases, compare retirement dates and file the application. We handle it ourselves from start to finish, with professionals from our network, with a written quote before we start and your case visible in your client area. We ask for the contribution report, any periods abroad and your current registration status.
First consultation, viability study and quote:
Free until 5 January 2027
Tell us about your case
The service at a glance
WHAT IS INCLUDED AND WHAT IS NOT PROMISED
Bringing retirement forward or back by a few months can change the pension for life. It is worth calculating it on your real bases before signing anything, not after.
What it includes: pension calculation on your real contribution bases; comparison of at least two retirement dates; preparing and filing the application. What it does not include: it does not include claiming uncredited periods or international pension agreements, which are quoted separately.
DOCUMENTS YOU WILL NEED
Employment history and contribution base report.
ID document and bank details.
Children's documents where the gender gap supplement applies.
INDICATIVE TIMING
We answer your enquiry within 1 working day and send the written quote within 2 working days.
Once your documents are complete, we prepare the file between 3 and 8 working days.
The social security institute (INSS) has 90 days to decide on a retirement pension and usually decides before the effective date if the application is filed far enough in advance.
See the pricing page for how we charge this kind of matter.
How it works
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WE IDENTIFY THE EXACT PROCEDURE
With your employment record and contribution bases we calculate the pension you would get today and on at least two alternative dates.
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DOCUMENT LIST AND QUOTE
We ask for the contribution report, any periods abroad and your current registration status. Agreed price for the calculation and the application.
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FILING AND RECEIPT
We file the retirement application with the social security institute on the chosen date with everything they require.
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TRACKING AND CORRECTIONS
We check the decision against your calculation: if the amount does not match, we prepare the claim.
What to have at hand
- Employment history and contribution base report
- ID document and bank details
- Children's documents where the gender gap supplement applies
Frequently asked questions
IS EARLY RETIREMENT BETTER FOR ME?
It depends on the reduction coefficient and the years you have left. We calculate it with numbers before you decide.
I WORKED OUTSIDE SPAIN.
Those periods may count under a treaty. Tell us, because it changes the calculation and the procedure.
CAN I KEEP WORKING?
There are compatible arrangements. We explain which ones and their effect on the pension.
RELATED SERVICES
People who come for “Retirement pension: calculation and application” often need one of these Public administration procedures too. If your case mixes several, it goes in a single file with a single quote.
YOUR CASE
Tell us which procedure you need, before which body, and whether a deadline is running.
REQUEST A QUOTE
Tell us about your case and which documents you already have. We tell you what fits, what is missing and what it costs.