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Retiring at the best possible moment

We calculate your pension on your real contribution bases, compare retirement dates and file the application.

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Retirement pension: calculation and application

What is included

  • Pension calculation on your real contribution bases
  • Comparison of at least two retirement dates
  • Preparing and filing the application

What is included and what is not promised

Bringing retirement forward or back by a few months can change the pension for life. It is worth calculating it on your real bases before signing anything, not after.

What it includes: pension calculation on your real contribution bases; comparison of at least two retirement dates; preparing and filing the application. What it does not include: it does not include claiming uncredited periods or international pension agreements, which are quoted separately.

Documents you will need

  • Employment history and contribution base report.
  • ID document and bank details.
  • Children's documents where the gender gap supplement applies.

Indicative timing

We answer your enquiry within 1 working day and send the written quote within 2 working days.

Once your documents are complete, we prepare the file between 3 and 8 working days.

The authority usually decides before the effective date where the application is filed far enough in advance.

See the pricing page for how we charge this kind of matter.

How it works

Estimated duration: 8 days.

  1. We identify the exact procedure

    With your employment record and contribution bases we calculate the pension you would get today and on at least two alternative dates.

  2. Document list and quote

    We ask for the contribution report, any periods abroad and your current registration status. Agreed price for the calculation and the application.

  3. Filing and receipt

    We file the retirement application with the social security institute on the chosen date with everything they require.

  4. Tracking and corrections

    We check the decision against your calculation: if the amount does not match, we prepare the claim.

What to have at hand

  • Employment history and contribution base report
  • ID document and bank details
  • Children's documents where the gender gap supplement applies

Frequently asked questions

Is early retirement better for me?

It depends on the reduction coefficient and the years you have left. We calculate it with numbers before you decide.

I worked outside Spain.

Those periods may count under a treaty. Tell us, because it changes the calculation and the procedure.

Can I keep working?

There are compatible arrangements. We explain which ones and their effect on the pension.

Related services

People who come for “Retirement pension: calculation and application” often need one of these Public administration procedures too. If your case mixes several, it goes in a single file with a single quote.

See everything we do in Public administration

Your case

Tell us which procedure you need, before which body, and whether a deadline is running.

Step 1 of 3 Your case
Step 2 of 3 Details for your quote

This lets us tell you what can be done and what it costs without asking again. Leave blank anything you do not know.

It is on the letter or notice you received.

Step 3 of 3 Contact details

We only ask for the basics so we can reply with context.

You can attach up to 5 files of up to 10 MB each: PDF or photos. If you do not have them to hand, send the request anyway.

Request a quote

Tell us about your case and which documents you already have. We tell you what fits, what is missing and what it costs.

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